Direct or private lending teams partner with Moody’s Analytics Knowledge Services to leverage its deep credit expertise and manage their loan portfolio in a cost-effective manner. We support many US and European client teams that focus on both direct originations and capital relief deals.

Our market leadership in the credit space, deep domain insight and multi-sector expertise enable us to deliver value to lending firms from day one. We are best-positioned to support small, medium-sized and large enterprise lending. Our solutions are fully customized for individual groups at our client firms and offer a high level of scalability and flexibility.

Our Direct Lending services include:

Origination and Underwriting
We support origination tasks such as pre-meeting research for initial discussion material, news and event tracking, macro-studies and opportunity pre-screening. Our analysts also support loan sizing and underwriting tasks such as issuer due diligence, spreading historical financials, preparing draft appraisal notes for internal approvals, updating rent rolls and preparing property details in case of commercial real estate lending.
Portfolio Management
We support loan monitoring activities such as preparing and updating quarterly reviews, checking for covenant compliance, updating risk ratings, periodically monitoring news, events, and earnings to update risk ratings and maintaining loan watch list dashboards for internal reporting.
Loan Servicing
Our analysts support on-boarding of borrowers and loans, KYC, case remediation, reconciliation of loans, prepayments, defaults and maturity, payment delays and default monitoring, annual balance statement reconciliations, on-boarding of new deals, maintenance of a database of a borrower’s credit scores/history, underlying loans’ terms and conditions, etc.