Colombo, Sri Lanka

Functional Area

Commercial Lending

Education/ Experience and Skills Requirement
  • Three to four years’ experience in working for corporate loans/SME divisions of banks, and comprehensive involvement in processing credit applications and monitoring loans on an ongoing basis
  • Excellent understanding of the financial statements of corporates. Experience in handling/monitoring private companies/SMEs will be an added advantage
  • A Master’s/Bachelor’s degree in Business, Accounting or Economics, or a professional qualification such as CFA, CIMA, ACCA, or CA Sri Lanka
  • A highly analytical mind and a high level of attention to detail
  • Excellent written and spoken English communication skills
  • A strong work ethic
  • The ability to work independently and meet deadlines under pressure
  • Processing first-time credit appraisal details of corporates and monitoring such loans on a continuous basis
  • Carrying out credit appraisals, finalizing risk ratings, preparing and writing narratives/credit notes for credit approvals and ongoing monitoring
  • Conducting background research independently to understand the appropriate broad drivers that guide various sectors in which the borrowers operate, and documenting findings and conclusions in the form of credit notes
  • Forecasting the financials of the borrowers, based on operational and industrial data
  • Conducting a detailed analysis of covenants as laid down by loan agreements

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